Home Loan Mortgage in Merced, CA
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Who We Are

Merced, CA Commercial Mortgage

Welcome to California Home Loan Mortgage Pros, your trusted partner for home loan mortgage services in Merced, CA. Our dedicated team specializes in providing comprehensive solutions tailored to meet a wide range of financial needs. We offer an extensive array of services, including:

Home Loan Services

  • Conventional Home Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Loans
  • First-Time Homebuyer Loans

Refinancing Services

  • Rate-and-Term Refinancing
  • Cash-Out Refinancing

Commercial Loan Solutions

We cater to various commercial financing needs:

  • Commercial Real Estate Loans
  • Multifamily Financing
  • Office Building and Retail Property Loans
  • Warehouse and Hospitality Financing
  • Mixed-use Property and Self-storage Financing

Non-QM (Qualified Mortgage) Options

Our specialized non-QM loans include:

  • Asset-Based and Bank Statement Loans (for self-employed individuals)
  • Interest-only loans and Investor Cash Flow loans (DSCR)

Specialty Lending Solutions

For unique circumstances, we provide options such as:

  • Fix-and-flip loans
  • Construction-to-permanent financing
  • Bridge loans
  • Hard money lending

Government-backed Programs

We facilitate access to government-supported loan programs like:

  • FHA 203(k) Renovation Loans
  • Fannie Mae HomeReady® loans

Comprehensive Support Services

To ensure a smooth borrowing experience, we also offer:

  • Prequalification & Preapproval Services
  • Credit Counseling for Mortgages
  • Debt Restructuring Assistance

At California Home Loan Mortgage Pros, our commitment to customer satisfaction drives us to deliver personalized service that meets the distinct requirements of each client. With our expertise in home loan mortgage services combined with a focus on excellence, we are proud to be the go-to choice for customers in Merced, CA. Let us help you achieve your financial goals today!

Residential Home Loan Mortgage Services

Professional Residential Home Loan Mortgage Services in Merced, CA.

Commercial Home Loan Mortgage Services

Commercial Home Loan Mortgage Services in Merced, CA.

Professional Home Loan Mortgage services in Merced, CA

Conventional Home Loans

Traditional fixed or adjustable-rate loans for homebuyers in Merced, CA..

FHA Loans

Government-backed loans with lower down payment options for buyers in Merced, CA..

VA Loans

Loans for veterans and military families with no down payment required in Merced, CA..

USDA Loans

Loans with no down payment for eligible rural and suburban homebuyers in Merced, CA..

Jumbo Loans

Loans for high-value properties that exceed conventional loan limits in Merced, CA..

First-Time Homebuyer Loans

Special loan programs designed for first-time homebuyers in Merced, CA..

Refinancing Services (Rate-and-Term)

Services to lower your interest rate or change the term of your mortgage in Merced, CA..

Refinancing Services (Cash-Out)

Refinance your mortgage and tap into your home equity in Merced, CA..

Home Loan Support

Comprehensive support services for home loan applicants in Merced, CA..

Commercial Real Estate Loans

Loans for purchasing or refinancing commercial properties in Merced, CA..

Commercial Mortgage Loans

Mortgage loans for commercial properties in Merced, CA..

Multifamily Loans

Financing options for multifamily residential properties in Merced, CA..

Office Building Loans

Loans for purchasing or refinancing office buildings in Merced, CA..

Retail Property Loans

Financing for retail spaces in Merced, CA..

Warehouse Financing

Loans for purchasing or refinancing warehouse properties in Merced, CA..

Hotel and Hospitality Loans

Loans for the hotel and hospitality industry in Merced, CA..

Mixed-Use Property Loans

Financing for properties used for both commercial and residential purposes in Merced, CA..

Self-Storage Financing

Loans for self-storage facility purchase or expansion in Merced, CA..

Industrial Property Loans

Financing for industrial properties in Merced, CA..

Non-QM Home Loans

Non-qualified mortgage loans for borrowers who don't meet traditional loan criteria in Merced, CA..

Asset-Based Loans

Loans based on the value of assets, available in Merced, CA..

Bank Statement Loans (Self-Employed)

Loans for self-employed individuals based on bank statements in Merced, CA..

Interest-Only Loans

Loans with interest-only payments for a set period, available in Merced, CA..

Investor Cash Flow Loans (DSCR)

Loans for real estate investors, based on property cash flow in Merced, CA..

Jumbo Non-QM Loans

Non-QM loans for high-value properties in Merced, CA..

Foreign National Loans

Loans for foreign nationals looking to purchase property in Merced, CA..

NINA Loans

No Income No Asset loans for borrowers with unconventional income sources in Merced, CA..

Non-QM Mixed-Use Property Loans

Non-QM loans for mixed-use properties in Merced, CA..

Non-QM Office Building Loans

Non-QM loans for purchasing or refinancing office buildings in Merced, CA..

Fix-and-Flip Loans

Loans designed for property flippers in Merced, CA..

Construction-to-Permanent Loans

Loans that convert from construction to permanent financing in Merced, CA..

Bridge Financing

Short-term loans to bridge the gap between buying and selling in Merced, CA..

Hard Money Loans

Short-term loans based on property value in Merced, CA..

Mezzanine Financing

Hybrid loans combining debt and equity for businesses in Merced, CA..

FHA 203(k) Loans

Loans for purchasing and renovating homes in Merced, CA..

Fannie Mae HomeReady® Loans

Affordable loans for low-to-moderate income buyers in Merced, CA..

Freddie Mac Home Possible® Loans

Low down payment loans for first-time buyers in Merced, CA..

Interest-Only Mortgages

Loans with interest-only payments for a set period in Merced, CA..

Balloon Mortgages

Mortgages with smaller initial payments and a larger lump sum due at the end in Merced, CA..

Debt Consolidation Loans

Loans for consolidating multiple debts into one in Merced, CA..

Reverse Mortgages

Loans for homeowners aged 62+ to access home equity in Merced, CA..

Pre-Qualification Services

Services to help you determine mortgage eligibility in Merced, CA..

Pre-Approval Services

Pre-approval services for securing your mortgage in Merced, CA..

Credit Counseling for Mortgage

Counseling services to improve your credit for mortgage approval in Merced, CA..

Debt Restructuring Services

Services to restructure your debt for mortgage qualification in Merced, CA..

Loan Modification Services

Loan modification services to adjust your mortgage terms in Merced, CA..

Mortgage Rate Locking

Lock in your mortgage rate during the application process in Merced, CA..

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Commercial Mortgage in Merced, CA
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Why Choose Us

Best Commercial Mortgage in Merced, CA

## Why Choose California Home Loan Mortgage Pros?

When it comes to securing a home loan in Merced, CA, California Home Loan Mortgage Pros stands out as your trusted partner. With years of experience and a deep understanding of the local market, we are uniquely positioned to cater to your specific needs. Our expertise spans an extensive range of services, including Conventional Loans, FHA and VA options, USDA financing, Jumbo loans, and specialized solutions for first-time homebuyers.

We pride ourselves on offering tailored mortgage solutions that reflect the diverse landscape of Merced, CA. Whether you're looking for refinancing options or commercial real estate loans like multifamily or retail property financing, our customer-focused approach ensures you receive competitive rates and personalized support every step of the way. Trust us to guide you through the complexities of home financing with transparency and dedication—because at California Home Loan Mortgage Pros, your success is our priority.

Areas We Serve Home Loan Mortgage services in Merced, CA

Cone

El Nido

Fahrens Park

Franklin

Grogan

Le Grand

McSwain

Merced Heights

Mission Ranch

North Merced

Planada

Riverside

South Merced

University Village

Yosemite Gardens

Popular Zip Codes

95340

95341

95348

Home Loan Mortgage in California Cities

Acampo / Acton / Adelanto / Agoura Hills / Alameda / Alamo / Albany / Alhambra / Aliso Viejo / Alpine /

Frequently Asked Questions About Home Loan Mortgage Services in Merced, CA

FAQS about Home Loan Mortgage Services in Merced, CA
You can apply for a mortgage in Merced, CA by visiting our website or calling us at 866-644-9899 to speak with a loan officer.
Typically, it takes about 30 days to get approved for a mortgage in Merced, CA, but it can vary based on individual circumstances.
Our interest rates for home loans in Merced, CA are competitive and depend on your credit score and financial situation.
For more information, you can contact us in Merced, CA at 866-644-9899, or visit our website for details.
We do not charge a fee for initial loan consultations in Merced, CA.
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Testimonials

What Our Clients Say About Us